Senior Services

Vinclair Insurance Services has dedicated support to assist California seniors to maintain affordable comprehensive Medicare class insurance benefits. It is our objective to assist you understand you options for Medicare, Medicare Supplement plans and Medicare Advantage plans.

While Medicare essentially covers nearly all of potential hospital costs (Part A), costs outside the hospital are 80% covered by (Part B). Thereby a Medicare subcriber has a 20% cost liability for medical services outside the hospital. Note: In order to keep our introduction short, I have not mentioned various copays and deductibles that are part of standard Medicare coverage.

Pharmacy costs are addressed by Medicare Part D. Part D plans are available from private insurance companies that have meet the Medicare pharmacy benefit requirements. Cost vary greatly from plan to plan. The costs are driven by what drugs are covered and how much of the costs you actually pay.

At this time it is our opionion that Anthem Blue Cross offers the best suite of plans for the California senior.

Please contact me to discuss your specific needs if you are new to Medicare or if you would like us to review your current coverage and make recommendations for the next open enrollment period.





Agent: Marco Navarro

Office: 714-612-6549

License: 0C52159


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